Best Homeowners Insurance in Greenville, South Carolina

Do you currently own — or are you considering purchasing — a home in Greenville? If so, you likely already know that there’s more to consider than just the mortgage — you’ll want to budget for the cost of homeowners insurance as well.

According to the Value Penguin website, South Carolina homeowners pay an average of just over $1,500 annually on property insurance. If you already own the property, then perhaps you’re ready to make a switch; if you’re still in the market, you should educate yourself on all the available options. In either case, read on for tips on the leading insurance purveyors on the market, and how they stack up.


With an average annual cost of $1,514 for the state of South Carolina, Nationwide scored highest on Value Penguin’s list of most affordable homeowner’s insurance. The company also offers banking and investment opportunities, so if you’re looking to expand your portfolio while also maintaining the value of your home, give Nationwide a try.

State Farm

Rates for State Farm also ran slightly lower than the average, and they’re another good choice for one-stop insurance coverage and investment opportunities. They have some nationwide locations, so even if you’re far from home, it’s easy to locate a professional who can help you with any concerns.


Quotes from Allstate were posted at a marginally higher rate for South Carolina than its two closest competitors, but they’re still worth a look for what they offer regarding convenience and quality. The website is easily navigable, and 24-hour roadside assistance is available for its auto insurance holders, meaning you might want to consider a package deal if you choose to go with Allstate.

Liberty Mutual

Liberty Mutual also offers attractive bundling packages, with significantly lower auto insurance rates than its closest competitors when combined with a homeowner’s plan. Renters, life, and motorcycle insurance are also available, so if you’re looking for multifaceted coverage, you might want to give Liberty Mutual the edge.


This perennial favorite also offers a wide range of insurance packages, including boat and RV, and its mobile app can be synched with the Amazon Echo for added convenience. Be forewarned that the website doesn’t require login for payments, which could be considered a drawback to those worried about security (and if you’re shopping for insurance, you likely fall into that category).

Since information about the home is required to make an accurate assessment, quotes within these parameters are likely to vary. Before going online for a home insurance Greenville quote, be sure you have all the available paperwork at the ready. Bonus tip: Don’t decide until you’ve considered all the options. Sometimes, upon hearing a competitor’s quote, a company will change its tune and offer you a lower rate.

Best of luck to you in your search!

Know this Before Hiring Atlanta Movers

You may already be dead set on hiring a well known moving company, either due to personal research done via reviews from past customers or by your familiarity with the company’s name. While it might be tempting to go with the first option that comes to mind or the first result that comes up when “moving company” is typed into the search bar, there are some things that you ought to consider before committing to hiring a specific mover.

1. Understanding Licensing and Insurance

Figuring out licensing and insurance requirements may be different for those who are moving another town over versus those who are moving out of state. There are different kinds of insurance available, depending on what company you are going through. Always ask ahead of time what types of insurance they offer and understand the difference between these insurances. Declared value protection is different than insurance that covers lump sum value since it goes off of what your shipment weighs rather than what the value of your items is in cost. Licensing, on the other hand, is determined most often by state requirements so always make sure that your chosen moving company is sticking to the requirements needed for your state. In Georgia, movers are licensed through the Georgia Department of Public Safety.

2. The Value of Customer Feedback

As mentioned before, you may have already gone ahead and read a few reviews from customers who have dealt with the moving company you have in mind. While these may have checked out as overall positive, it’s important to double and triple check using different sources (we recommend Yelp and Thumbtack). One website could be more biased than another of the types of reviews offered. Checking with reputable company rating sites like the Better Business Bureau might also be worth looking into. Having more than one outlet will back up the validity of your research, and you might even come across a better option in your search.

3. Uncovering Hidden Costs and Gathering Estimates

While you’re interviewing your potential mover over the phone or in person, be sure to ask about their estimates. If you don’t understand something about the way they calculate their estimates, have them clarify it for you until you completely understand where they are coming from. Most residential moving companies will utilize one (or both) of two types of moving estimates. There is the non-binding estimate and the binding estimate. Depending on the type of move you are looking at, one option may be a better fit than the other. That’s why working with a company that offers both will benefit you best, since it will allow you to look at them in a side-by-side comparison to see which works better for your kind of move. Also be aware that if you are moving long distance movers (or out of state), by law, you are entitled to a free in-home estimate.

Hidden fees are a red flag only if they are hidden. If your mover feels that additional fees are necessary for your move, they must tell you about these extra fees before you sign any estimate agreement and before they charge you anything extra. You should be provided adequate time to accept these extra fees and if you are billed, your shipment must be first delivered and then they must send you the bill after.